Loan Eligibility Calculator

Age & Income

Main Applicant

Joint Applicant (if any)

Age Age of applicant/s

Years
Years

Monthly Fixed Basic Salary Monthly fix basic salary (excluding commission, incentive, allowance, bonus and any other variable income)

$
$

Monthly Ave Variable Income (Eg: Commission, Bonus & Rental) Monthly variable income such as commission, incentive, allowance, bonus etc

$
$

Current Monthly Dept Obligations

Main Applicant

Joint Applicant (if any)

Number Of Credit Card (Number of Credit card you have) Number of credit card with your name (regardless if you use it or not)

#
#

Car Loans (Monthly repayment amount) Monthly installment for car loan servicing

$
$

Mortgage Loans (Monthly repayment amount) Monthly installment for mortgage loan. (Do not include mortgage of property that you are going to sell in the next 6 months)

$
$

Other Loans (Eg: credit card loans, bank loans) (Monthly repayment amount) Monthly installment of all other personal loan in your name

$
$

Loan To Value (LTV)

Existing Number Of Mortgage Loan (Do not include mortgage that you intend to sell within 6 months) Number of mortgage loan in your name, exclude mortgage of property that you intend to sell within 6 months)

Total Debt Servicing Ratio (TDSR)

Total Gross Monthly Income Total gross monthly income after bank reduction on variable income.

60% TDSR Limit 60% of total gross monthly income is the TDSR Limit set by the government

Total Current Debt Obligation Your current total month dept obligation

Eligible Amount For Mortgage Servicing Your TDSR limit after deducting current monthly debt obligation

Maximum Loan Eligibility

Eligible Loan Tenure (Years) The maximum number of years you are eligibile for the mortgage loan

Eligible Loan To Value (%) The maximum loan % that you are eligible for the mortgage loan

Maximum Loan Amount The maximum loan amount that you are eligible for the mortgage loan

Maximum Property Purchase Price The maximum property purchase price that you can set as budget, subject to the availabliliy of your fund stated below. You can adjust your fund on hand below to change the maximum property purchase price you can go for.

Maximum Property Purchase Price The maximum property purchase price that you can set as budget, subject to the availabliliy of your fund stated below. You can adjust your fund on hand below to change the maximum property purchase price you can go for.

Required Fund For Property Purchase. Slide to adjust your fund (total cash and CPF) available.

$
(adjust value to see total cash and CPF on maximum property purchase price.)
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